10-ways-to-be-prepared-for-closing-day

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10 Ways To Be Prepared For Closing Day

October 8, 2022

10-ways-to-be-prepared-for-closing-day
When your closing day approaches, it is easy to get caught up in all of the mixed emotions! That is why in this blog we are going to discuss multiple things you should do to make your closing day go a little smoother and make it not as stressful. These do’s are key to having a successful closing day!

9 Things to Do When Closing 

1.) Confirm Time, Date, and Location

When taking a look at this first one it may seem like a given and everyone should know this. Although this should be the case, there are still times where people get something wrong. There are some attorneys that have multiple offices and some attorneys go to the realtors office to close. With that being said, it would be a good idea to take the extra time to reach out and confirm your closing date, time and location. That way you don’t have to worry about going to the wrong place at the wrong time on the wrong day.  

2.) Take The Whole Day Off

On your special day you should take the whole day off of work. You are buying a house so there is no telling how long the closing process will last, so instead of worrying about doing things in a rush, just dedicate the day for this occasion and enjoy it!

3.) Bring Proper ID to Closing 

When you’re getting ready to close on a home, you should always bring your ID. The ID you bring should always match what is on your closing disclosures, loan documents, loan applications, and all the paperwork you have filled out during this process.  The reason proper ID is so vital is because without it there will be no closing day on a house. If your ID doesn’t match up with those closing documents then the chances of a closing happening that same day is slim to none. So instead of having to wait even longer to close on a home because of the wrong ID, it’s a lot easier if you just have the correct one to begin with.   

4.) Do a Final Walk-Through

Doing a final walk through of the property before the closing benefits the buyer tremendously. The reason for this is because it allows the buyer to go back through the property to make sure they are actually going to be buying the home they want and expect.

5.) Reinspect the Property

This step may have an extra cost, but it will be totally worth it. As a buyer you trust that the seller will do everything they are responsible for, but there can be times where the seller doesn’t do a repair that you have asked for, or they don’t do it correctly. Going to reinspect the property before the closing will allow you to get the tedious parts done and out of the way. 

6.) Transfer Everything

Before you go to your closing, it would be a good idea to get everything switched over to your new home. Transferring your power,water, gas, sewer, cable, and whatever else you need to transfer makes it so you don’t have to go without something within your first couple of days at your new home. 

7.) Make Sure to Have the Right Funds 

One of the most important steps in this process is making sure you have the necessary funds to be able to take the closing. There may be times where you might have to change whether you get your funds from your broker or from your insurance company. During this, it would also be a good idea to determine how the attorney would like to receive their funds.

8.) Go Over the Numbers

Before closing, go over your numbers. You can’t expect everything to be correct because when you do that there ends up being something off. There are times when your taxes are off, times when you pay something extra that was on the closing disclosure and you paid for it outside of closing.  There can be a number of things that aren’t correct, so it doesn’t hurt to check. After all, you don’t want to be sitting at the closing looking at numbers you’ve never seen before. Just look at the numbers with your real estate agent before the closing.

9.) Rekey your house 

This next step is not necessary, but it is one that we recommend. It would be ideal to rekey your home after you have moved everything in. The purpose of this is because you never know who is going to have the key to your home, so to make sure that no one has access to your home, rekey your home. 

10.) Leave Your Agent a Positive Review

Last but not least, leave your agent a positive review. This is what real estate agents live and thrive off of, so when you 5-10 minutes take the time to give them a positive review. These reviews are what people look for when searching for a new agent. Leaving this review will benefit the agent and they will be really appreciative of your kind gesture. 

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ABOUT MANTLE REALTY

Mantle Realty is a leading independent real estate firm based in the Triad of North Carolina. Mantle is passionate about providing clients with  cutting edge technology and hometown service, whether they are buying or selling a home.

Many of Mantle Realty’s agents have lived in the areas they serve their entire lives, and love turning their clients into their neighbors. With offices in Greensboro, Lexington, and Welcome, Mantle is equipped to cover all of the Triad with convenience and care.

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